Syracuse Postal

SYRACUSE, NY · 1 · Charter #24387
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$18.1M
59th percentile
Members
1,009
37th percentile
Total loans
$3.1M
32th percentile
Total shares
$16.5M
62th percentile

Profitability

Return on assets
0.09%
19th percentile
Net interest margin
1.94%
4th percentile
Efficiency ratio
58.96%
67th percentile
Non-interest income ratio
3.59%
27th percentile

Capital & Risk

Net worth ratio
8.32%
7th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
-0.20%
97th percentile
Loan-to-share
18.55%
5th percentile

Growth

Member growth YoY
-2.13%
42th percentile
Asset growth YoY
2.86%
62th percentile
Loan growth YoY
-5.69%
38th percentile
Share growth YoY
3.16%
65th percentile

Operations

Members / branch
336
15th percentile
Assets / member
$17,925
93th percentile
Field of membership penetration
28.83%
42th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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