Cumberland Municipal Employees

Cumberland, RI · 1 · Charter #24486 · www.cumberlandcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$8.5M
37th percentile
Members
808
30th percentile
Total loans
$3.4M
33th percentile
Total shares
$6.7M
37th percentile

Profitability

Return on assets
0.50%
35th percentile
Net interest margin
3.17%
23th percentile
Efficiency ratio
55.88%
74th percentile
Non-interest income ratio
0.55%
11th percentile

Capital & Risk

Net worth ratio
20.57%
76th percentile
Delinquency rate
1.13%
38th percentile
Net charge-off rate
-0.02%
93th percentile
Loan-to-share
50.13%
35th percentile

Growth

Member growth YoY
-2.77%
36th percentile
Asset growth YoY
-1.73%
31th percentile
Loan growth YoY
-4.85%
42th percentile
Share growth YoY
-2.54%
31th percentile

Operations

Members / branch
808
38th percentile
Assets / member
$10,518
60th percentile
Field of membership penetration
56.11%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Cumberland Municipal Employees?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo