Alcon Employees

Fort Worth, TX · 1 · Charter #20990 · www.alconefcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.1M
76th percentile
Members
2,611
78th percentile
Total loans
$19.8M
88th percentile
Total shares
$22.6M
73th percentile

Profitability

Return on assets
0.30%
27th percentile
Net interest margin
4.00%
50th percentile
Efficiency ratio
77.39%
29th percentile
Non-interest income ratio
9.76%
52th percentile

Capital & Risk

Net worth ratio
22.38%
81th percentile
Delinquency rate
0.26%
68th percentile
Net charge-off rate
0.27%
46th percentile
Loan-to-share
87.65%
86th percentile

Growth

Member growth YoY
-1.17%
52th percentile
Asset growth YoY
-2.26%
28th percentile
Loan growth YoY
-6.51%
35th percentile
Share growth YoY
-2.88%
30th percentile

Operations

Members / branch
2,611
88th percentile
Assets / member
$11,152
65th percentile
Field of membership penetration
36.26%
51th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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