Kinecta

Manhattan Beach, CA · 1 · Charter #4142 · www.kinecta.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.5B
92th percentile
Members
231,113
79th percentile
Total loans
$5.2B
93th percentile
Total shares
$5.6B
92th percentile

Profitability

Return on assets
0.36%
12th percentile
Net interest margin
2.49%
12th percentile
Efficiency ratio
48.71%
63th percentile
Non-interest income ratio
14.78%
26th percentile

Capital & Risk

Net worth ratio
8.85%
11th percentile
Delinquency rate
0.42%
80th percentile
Net charge-off rate
0.51%
48th percentile
Loan-to-share
92.89%
58th percentile

Growth

Member growth YoY
-7.83%
4th percentile
Asset growth YoY
-2.01%
5th percentile
Loan growth YoY
-7.03%
3th percentile
Share growth YoY
12.67%
88th percentile

Operations

Members / branch
9,630
70th percentile
Assets / member
$28,223
93th percentile
Field of membership penetration
1.46%
13th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Kinecta?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo