Mississippi Public Employees

Jackson, MS · 1 · Charter #24976 · www.mspecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.5M
76th percentile
Members
5,128
98th percentile
Total loans
$8.8M
61th percentile
Total shares
$24.3M
76th percentile

Profitability

Return on assets
1.55%
80th percentile
Net interest margin
4.73%
77th percentile
Efficiency ratio
73.49%
36th percentile
Non-interest income ratio
25.50%
91th percentile

Capital & Risk

Net worth ratio
17.13%
62th percentile
Delinquency rate
0.94%
43th percentile
Net charge-off rate
0.18%
53th percentile
Loan-to-share
36.25%
18th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
2,564
87th percentile
Assets / member
$5,745
21th percentile
Field of membership penetration
25.64%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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