Advantage One

Brownstown, MI · 2 · Charter #68679 · www.myaocu.com/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$256.9M
3th percentile
Members
17,815
16th percentile
Total loans
$207.3M
23th percentile
Total shares
$227.1M
5th percentile

Profitability

Return on assets
2.13%
97th percentile
Net interest margin
4.89%
98th percentile
Efficiency ratio
58.61%
53th percentile
Non-interest income ratio
23.16%
73th percentile

Capital & Risk

Net worth ratio
11.78%
63th percentile
Delinquency rate
1.17%
21th percentile
Net charge-off rate
0.76%
21th percentile
Loan-to-share
91.28%
77th percentile

Growth

Member growth YoY
-0.74%
35th percentile
Asset growth YoY
1.53%
21th percentile
Loan growth YoY
6.52%
63th percentile
Share growth YoY
4.66%
50th percentile

Operations

Members / branch
5,938
72th percentile
Assets / member
$14,421
34th percentile
Field of membership penetration
0.18%
0th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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