Judicial & Justice

New Orleans, LA · 1 · Charter #7045 · www.jjfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.6M
10th percentile
Members
373
13th percentile
Total loans
$541.1K
10th percentile
Total shares
$1.5M
12th percentile

Profitability

Return on assets
0.09%
19th percentile
Net interest margin
5.23%
88th percentile
Efficiency ratio
89.34%
13th percentile
Non-interest income ratio
1.08%
14th percentile

Capital & Risk

Net worth ratio
10.55%
19th percentile
Delinquency rate
2.53%
19th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
36.84%
18th percentile

Growth

Member growth YoY
-3.12%
32th percentile
Asset growth YoY
0.02%
41th percentile
Loan growth YoY
-15.17%
11th percentile
Share growth YoY
-0.07%
46th percentile

Operations

Members / branch
373
17th percentile
Assets / member
$4,420
13th percentile
Field of membership penetration
46.63%
62th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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