Timberline

Crossett, AR · 1 · Charter #11678 · www.timberlinefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$80.1M
31th percentile
Members
10,941
74th percentile
Total loans
$48.6M
38th percentile
Total shares
$66.7M
30th percentile

Profitability

Return on assets
0.29%
9th percentile
Net interest margin
4.34%
85th percentile
Efficiency ratio
82.47%
5th percentile
Non-interest income ratio
22.92%
76th percentile

Capital & Risk

Net worth ratio
20.00%
93th percentile
Delinquency rate
2.32%
7th percentile
Net charge-off rate
1.24%
7th percentile
Loan-to-share
72.84%
59th percentile

Growth

Member growth YoY
1.56%
75th percentile
Asset growth YoY
-1.33%
14th percentile
Loan growth YoY
-6.81%
12th percentile
Share growth YoY
-1.85%
14th percentile

Operations

Members / branch
3,647
62th percentile
Assets / member
$7,318
3th percentile
Field of membership penetration
7.81%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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