P.I.E.

Houston, TX · 2 · Charter #66582 · www.piecu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.9M
44th percentile
Members
1,138
41th percentile
Total loans
$6.5M
51th percentile
Total shares
$8.1M
42th percentile

Profitability

Return on assets
2.20%
93th percentile
Net interest margin
5.11%
85th percentile
Efficiency ratio
53.99%
77th percentile
Non-interest income ratio
3.47%
26th percentile

Capital & Risk

Net worth ratio
25.09%
86th percentile
Delinquency rate
0.67%
51th percentile
Net charge-off rate
-0.01%
92th percentile
Loan-to-share
79.61%
76th percentile

Growth

Member growth YoY
1.25%
79th percentile
Asset growth YoY
-5.18%
16th percentile
Loan growth YoY
-2.26%
53th percentile
Share growth YoY
-9.10%
9th percentile

Operations

Members / branch
1,138
52th percentile
Assets / member
$9,573
53th percentile
Field of membership penetration
45.52%
61th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for P.I.E.?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo