Frederiksted

Frederiksted, VI · 1 · Charter #8069 · www.ffcuvi.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.9M
68th percentile
Members
3,012
85th percentile
Total loans
$6.9M
53th percentile
Total shares
$19.9M
68th percentile

Profitability

Return on assets
3.68%
99th percentile
Net interest margin
5.75%
93th percentile
Efficiency ratio
48.88%
84th percentile
Non-interest income ratio
21.27%
85th percentile

Capital & Risk

Net worth ratio
16.58%
59th percentile
Delinquency rate
2.31%
21th percentile
Net charge-off rate
0.54%
30th percentile
Loan-to-share
34.64%
16th percentile

Growth

Member growth YoY
3.97%
92th percentile
Asset growth YoY
5.51%
77th percentile
Loan growth YoY
-9.91%
25th percentile
Share growth YoY
2.27%
60th percentile

Operations

Members / branch
3,012
92th percentile
Assets / member
$7,934
38th percentile
Field of membership penetration
38.25%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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