Fort Ligonier

JEROME, PA · 1 · Charter #12505 · www.fortligonierfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.0M
17th percentile
Members
352
12th percentile
Total loans
$898.5K
14th percentile
Total shares
$2.5M
18th percentile

Profitability

Return on assets
0.05%
18th percentile
Net interest margin
1.60%
2th percentile
Efficiency ratio
44.64%
89th percentile
Non-interest income ratio
0.00%
4th percentile

Capital & Risk

Net worth ratio
16.31%
58th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
35.30%
17th percentile

Growth

Member growth YoY
-2.76%
36th percentile
Asset growth YoY
5.67%
78th percentile
Loan growth YoY
-22.57%
5th percentile
Share growth YoY
6.91%
84th percentile

Operations

Members / branch
176
7th percentile
Assets / member
$8,654
45th percentile
Field of membership penetration
50.29%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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