Kellogg Memphis Employees

MEMPHIS, TN · 1 · Charter #13634
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.1M
17th percentile
Members
526
19th percentile
Total loans
$2.2M
25th percentile
Total shares
$2.1M
16th percentile

Profitability

Return on assets
-3.36%
2th percentile
Net interest margin
6.54%
97th percentile
Efficiency ratio
121.03%
3th percentile
Non-interest income ratio
4.36%
31th percentile

Capital & Risk

Net worth ratio
30.57%
93th percentile
Delinquency rate
3.64%
11th percentile
Net charge-off rate
4.35%
2th percentile
Loan-to-share
105.32%
95th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
-19.19%
1th percentile
Loan growth YoY
-18.21%
8th percentile
Share growth YoY
-21.79%
1th percentile

Operations

Members / branch
263
11th percentile
Assets / member
$5,874
22th percentile
Field of membership penetration
90.38%
96th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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