Powell Schools

Powell, WY · 1 · Charter #12794 · www.psfcupowell.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
19th percentile
Members
392
14th percentile
Total loans
$2.7M
29th percentile
Total shares
$3.2M
22th percentile

Profitability

Return on assets
0.01%
16th percentile
Net interest margin
1.68%
3th percentile
Efficiency ratio
38.57%
93th percentile
Non-interest income ratio
0.99%
14th percentile

Capital & Risk

Net worth ratio
8.03%
5th percentile
Delinquency rate
1.17%
37th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
84.79%
83th percentile

Growth

Member growth YoY
0.77%
75th percentile
Asset growth YoY
6.15%
80th percentile
Loan growth YoY
3.47%
74th percentile
Share growth YoY
6.71%
83th percentile

Operations

Members / branch
196
8th percentile
Assets / member
$8,972
47th percentile
Field of membership penetration
52.27%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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