Ascent

OGDEN, UT · 1 · Charter #11520 · www.ascentcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$172.3M
80th percentile
Members
9,210
63th percentile
Total loans
$127.3M
89th percentile
Total shares
$155.8M
84th percentile

Profitability

Return on assets
0.37%
12th percentile
Net interest margin
3.00%
18th percentile
Efficiency ratio
62.29%
51th percentile
Non-interest income ratio
17.55%
52th percentile

Capital & Risk

Net worth ratio
9.02%
11th percentile
Delinquency rate
0.92%
39th percentile
Net charge-off rate
0.38%
45th percentile
Loan-to-share
81.70%
74th percentile

Growth

Member growth YoY
-1.12%
44th percentile
Asset growth YoY
2.20%
36th percentile
Loan growth YoY
-8.39%
8th percentile
Share growth YoY
3.83%
55th percentile

Operations

Members / branch
2,303
29th percentile
Assets / member
$18,710
79th percentile
Field of membership penetration
1.26%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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