Sru

Slippery Rock, PA · 1 · Charter #12654 · www.srufcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$65.0M
16th percentile
Members
4,412
18th percentile
Total loans
$38.4M
25th percentile
Total shares
$56.7M
19th percentile

Profitability

Return on assets
1.27%
65th percentile
Net interest margin
3.36%
34th percentile
Efficiency ratio
55.37%
71th percentile
Non-interest income ratio
13.94%
34th percentile

Capital & Risk

Net worth ratio
12.50%
54th percentile
Delinquency rate
0.93%
38th percentile
Net charge-off rate
0.21%
64th percentile
Loan-to-share
67.76%
49th percentile

Growth

Member growth YoY
3.93%
90th percentile
Asset growth YoY
5.26%
62th percentile
Loan growth YoY
6.30%
76th percentile
Share growth YoY
4.65%
61th percentile

Operations

Members / branch
4,412
76th percentile
Assets / member
$14,734
52th percentile
Field of membership penetration
23.67%
73th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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