Pepco

WASHINGTON, DC · 1 · Charter #367 · www.Pepcofcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.0M
81th percentile
Members
1,934
64th percentile
Total loans
$8.4M
59th percentile
Total shares
$31.0M
86th percentile

Profitability

Return on assets
-0.03%
15th percentile
Net interest margin
3.16%
23th percentile
Efficiency ratio
76.14%
31th percentile
Non-interest income ratio
24.32%
89th percentile

Capital & Risk

Net worth ratio
8.52%
8th percentile
Delinquency rate
5.88%
6th percentile
Net charge-off rate
0.13%
58th percentile
Loan-to-share
27.13%
9th percentile

Growth

Member growth YoY
-7.73%
9th percentile
Asset growth YoY
0.54%
45th percentile
Loan growth YoY
11.56%
91th percentile
Share growth YoY
2.86%
63th percentile

Operations

Members / branch
967
45th percentile
Assets / member
$17,064
92th percentile
Field of membership penetration
6.62%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Pepco?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo