Hale County Teachers

Plainview, TX · 1 · Charter #15297
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.8M
43th percentile
Members
1,400
49th percentile
Total loans
$5.2M
45th percentile
Total shares
$9.6M
46th percentile

Profitability

Return on assets
0.25%
25th percentile
Net interest margin
3.02%
20th percentile
Efficiency ratio
55.54%
75th percentile
Non-interest income ratio
2.52%
21th percentile

Capital & Risk

Net worth ratio
10.70%
20th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.07%
65th percentile
Loan-to-share
54.04%
41th percentile

Growth

Member growth YoY
3.78%
91th percentile
Asset growth YoY
9.59%
91th percentile
Loan growth YoY
-12.55%
17th percentile
Share growth YoY
11.08%
92th percentile

Operations

Members / branch
1,400
61th percentile
Assets / member
$7,726
36th percentile
Field of membership penetration
58.33%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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