Wright-Dunbar Area

Dayton, OH · 3 · Charter #96691
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$369.7K
3th percentile
Members
299
10th percentile
Total loans
$146.8K
5th percentile
Total shares
$301.4K
3th percentile

Profitability

Return on assets
-1.13%
5th percentile
Net interest margin
3.43%
31th percentile
Efficiency ratio
105.98%
4th percentile
Non-interest income ratio
4.24%
30th percentile

Capital & Risk

Net worth ratio
17.75%
65th percentile
Delinquency rate
22.05%
1th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
48.71%
32th percentile

Growth

Member growth YoY
-2.61%
37th percentile
Asset growth YoY
-11.70%
4th percentile
Loan growth YoY
-8.26%
30th percentile
Share growth YoY
-13.75%
4th percentile

Operations

Members / branch
299
13th percentile
Assets / member
$1,237
2th percentile
Field of membership penetration
7.12%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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