Everyone's

Tucumcari, NM · 1 · Charter #9370 · www.everyonesfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.5M
97th percentile
Members
4,569
96th percentile
Total loans
$27.5M
96th percentile
Total shares
$34.9M
91th percentile

Profitability

Return on assets
1.08%
63th percentile
Net interest margin
3.71%
40th percentile
Efficiency ratio
70.00%
43th percentile
Non-interest income ratio
24.73%
90th percentile

Capital & Risk

Net worth ratio
13.84%
43th percentile
Delinquency rate
0.03%
82th percentile
Net charge-off rate
0.39%
38th percentile
Loan-to-share
78.70%
75th percentile

Growth

Member growth YoY
1.08%
78th percentile
Asset growth YoY
7.19%
85th percentile
Loan growth YoY
8.87%
88th percentile
Share growth YoY
3.55%
67th percentile

Operations

Members / branch
1,523
65th percentile
Assets / member
$10,176
57th percentile
Field of membership penetration
57.11%
74th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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