Eagle Community

Lake Forest, CA · 2 · Charter #66847 · www.eaglecu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$393.4M
39th percentile
Members
22,567
35th percentile
Total loans
$325.9M
56th percentile
Total shares
$321.3M
36th percentile

Profitability

Return on assets
1.25%
69th percentile
Net interest margin
5.08%
99th percentile
Efficiency ratio
64.76%
26th percentile
Non-interest income ratio
14.27%
23th percentile

Capital & Risk

Net worth ratio
10.02%
36th percentile
Delinquency rate
0.65%
56th percentile
Net charge-off rate
0.76%
21th percentile
Loan-to-share
101.43%
92th percentile

Growth

Member growth YoY
-0.59%
36th percentile
Asset growth YoY
10.23%
87th percentile
Loan growth YoY
15.32%
92th percentile
Share growth YoY
8.02%
79th percentile

Operations

Members / branch
3,761
32th percentile
Assets / member
$17,434
61th percentile
Field of membership penetration
0.06%
0th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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