Alltru

WENTZVILLE, MO · 1 · Charter #24774 · www.alltrucu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$392.5M
38th percentile
Members
40,729
75th percentile
Total loans
$317.2M
54th percentile
Total shares
$351.0M
44th percentile

Profitability

Return on assets
2.83%
99th percentile
Net interest margin
5.58%
100th percentile
Efficiency ratio
55.73%
65th percentile
Non-interest income ratio
26.36%
85th percentile

Capital & Risk

Net worth ratio
9.52%
27th percentile
Delinquency rate
1.91%
6th percentile
Net charge-off rate
1.66%
4th percentile
Loan-to-share
90.36%
75th percentile

Growth

Member growth YoY
2.12%
68th percentile
Asset growth YoY
9.18%
82th percentile
Loan growth YoY
5.58%
58th percentile
Share growth YoY
13.73%
96th percentile

Operations

Members / branch
8,146
88th percentile
Assets / member
$9,638
3th percentile
Field of membership penetration
2.41%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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