San Francisco Fire

San Francisco, CA · 3 · Charter #97069 · www.sffirecu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.6B
37th percentile
Members
72,460
21th percentile
Total loans
$1.1B
30th percentile
Total shares
$1.5B
39th percentile

Profitability

Return on assets
0.66%
26th percentile
Net interest margin
3.08%
41th percentile
Efficiency ratio
69.02%
3th percentile
Non-interest income ratio
15.98%
32th percentile

Capital & Risk

Net worth ratio
10.38%
41th percentile
Delinquency rate
0.80%
45th percentile
Net charge-off rate
0.21%
86th percentile
Loan-to-share
72.61%
17th percentile

Growth

Member growth YoY
-9.84%
3th percentile
Asset growth YoY
-0.96%
9th percentile
Loan growth YoY
-4.28%
6th percentile
Share growth YoY
-2.87%
3th percentile

Operations

Members / branch
24,153
96th percentile
Assets / member
$22,259
80th percentile
Field of membership penetration
3.81%
39th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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