5 Star Community

MOUNT PLEASANT, IA · 2 · Charter #64878 · www.5starcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$53.1M
3th percentile
Members
6,663
41th percentile
Total loans
$38.9M
26th percentile
Total shares
$44.3M
3th percentile

Profitability

Return on assets
0.71%
29th percentile
Net interest margin
3.42%
37th percentile
Efficiency ratio
67.74%
34th percentile
Non-interest income ratio
17.65%
52th percentile

Capital & Risk

Net worth ratio
8.31%
5th percentile
Delinquency rate
0.68%
52th percentile
Net charge-off rate
0.18%
70th percentile
Loan-to-share
87.71%
83th percentile

Growth

Member growth YoY
2.90%
85th percentile
Asset growth YoY
4.51%
56th percentile
Loan growth YoY
5.17%
72th percentile
Share growth YoY
5.54%
68th percentile

Operations

Members / branch
3,332
55th percentile
Assets / member
$7,965
5th percentile
Field of membership penetration
4.41%
43th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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