Orange County's

Santa Ana, CA · 1 · Charter #24981 · www.orangecountyscu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.0B
67th percentile
Members
144,117
61th percentile
Total loans
$2.3B
69th percentile
Total shares
$2.5B
67th percentile

Profitability

Return on assets
1.11%
57th percentile
Net interest margin
3.01%
37th percentile
Efficiency ratio
47.93%
66th percentile
Non-interest income ratio
19.44%
56th percentile

Capital & Risk

Net worth ratio
10.38%
41th percentile
Delinquency rate
0.64%
59th percentile
Net charge-off rate
0.35%
69th percentile
Loan-to-share
93.87%
63th percentile

Growth

Member growth YoY
no peer data
Asset growth YoY
no peer data
Loan growth YoY
no peer data
Share growth YoY
no peer data

Operations

Members / branch
12,010
84th percentile
Assets / member
$20,604
70th percentile
Field of membership penetration
0.81%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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