Elliott Community

JEANNETTE, PA · 1 · Charter #390 · www.elliottfcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$52.3M
3th percentile
Members
6,969
45th percentile
Total loans
$32.7M
18th percentile
Total shares
$44.4M
3th percentile

Profitability

Return on assets
1.18%
60th percentile
Net interest margin
4.53%
89th percentile
Efficiency ratio
71.27%
23th percentile
Non-interest income ratio
6.52%
6th percentile

Capital & Risk

Net worth ratio
15.09%
77th percentile
Delinquency rate
0.77%
47th percentile
Net charge-off rate
0.11%
81th percentile
Loan-to-share
73.61%
61th percentile

Growth

Member growth YoY
3.09%
86th percentile
Asset growth YoY
0.99%
27th percentile
Loan growth YoY
3.12%
60th percentile
Share growth YoY
-0.20%
22th percentile

Operations

Members / branch
1,394
7th percentile
Assets / member
$7,507
3th percentile
Field of membership penetration
2.42%
33th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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