Port Arthur Teachers

PORT ARTHUR, TX · 1 · Charter #8413 · www.patfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$36.9M
86th percentile
Members
3,073
85th percentile
Total loans
$9.1M
62th percentile
Total shares
$30.9M
86th percentile

Profitability

Return on assets
0.86%
52th percentile
Net interest margin
4.34%
64th percentile
Efficiency ratio
79.88%
24th percentile
Non-interest income ratio
24.25%
89th percentile

Capital & Risk

Net worth ratio
14.65%
48th percentile
Delinquency rate
1.41%
33th percentile
Net charge-off rate
1.03%
17th percentile
Loan-to-share
29.63%
12th percentile

Growth

Member growth YoY
-1.44%
49th percentile
Asset growth YoY
6.26%
81th percentile
Loan growth YoY
-4.54%
44th percentile
Share growth YoY
6.71%
83th percentile

Operations

Members / branch
1,537
65th percentile
Assets / member
$12,016
71th percentile
Field of membership penetration
40.97%
55th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Port Arthur Teachers?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo