Industrial

Lafayette, IN · 1 · Charter #24026 · www.ifcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$340.3M
26th percentile
Members
31,838
58th percentile
Total loans
$243.2M
35th percentile
Total shares
$307.3M
31th percentile

Profitability

Return on assets
1.52%
82th percentile
Net interest margin
4.62%
96th percentile
Efficiency ratio
62.91%
33th percentile
Non-interest income ratio
21.03%
63th percentile

Capital & Risk

Net worth ratio
8.92%
16th percentile
Delinquency rate
0.71%
51th percentile
Net charge-off rate
0.49%
41th percentile
Loan-to-share
79.17%
46th percentile

Growth

Member growth YoY
0.94%
55th percentile
Asset growth YoY
8.10%
74th percentile
Loan growth YoY
7.53%
68th percentile
Share growth YoY
8.03%
79th percentile

Operations

Members / branch
3,538
26th percentile
Assets / member
$10,688
5th percentile
Field of membership penetration
30.32%
89th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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