Alltrust

Fairhaven, MA · 2 · Charter #67481 · www.alltrustcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$293.5M
14th percentile
Members
11,547
3th percentile
Total loans
$225.0M
29th percentile
Total shares
$248.1M
12th percentile

Profitability

Return on assets
-0.89%
0th percentile
Net interest margin
1.94%
2th percentile
Efficiency ratio
64.73%
27th percentile
Non-interest income ratio
13.50%
18th percentile

Capital & Risk

Net worth ratio
8.58%
11th percentile
Delinquency rate
4.14%
0th percentile
Net charge-off rate
0.03%
97th percentile
Loan-to-share
90.71%
76th percentile

Growth

Member growth YoY
-5.78%
8th percentile
Asset growth YoY
-7.12%
1th percentile
Loan growth YoY
-9.20%
3th percentile
Share growth YoY
3.15%
36th percentile

Operations

Members / branch
2,887
14th percentile
Assets / member
$25,418
91th percentile
Field of membership penetration
0.36%
4th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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