Fedchoice

Lanham, MD · 1 · Charter #150 · www.fedchoice.org/
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$491.4M
57th percentile
Members
25,580
42th percentile
Total loans
$353.3M
60th percentile
Total shares
$407.2M
55th percentile

Profitability

Return on assets
0.67%
30th percentile
Net interest margin
3.60%
60th percentile
Efficiency ratio
63.94%
29th percentile
Non-interest income ratio
13.91%
19th percentile

Capital & Risk

Net worth ratio
8.78%
14th percentile
Delinquency rate
1.26%
18th percentile
Net charge-off rate
0.59%
32th percentile
Loan-to-share
86.76%
66th percentile

Growth

Member growth YoY
3.21%
79th percentile
Asset growth YoY
12.74%
93th percentile
Loan growth YoY
28.19%
99th percentile
Share growth YoY
3.12%
36th percentile

Operations

Members / branch
5,116
59th percentile
Assets / member
$19,210
71th percentile
Field of membership penetration
2.56%
34th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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