Natco Employees

WEST WARWICK, RI · 1 · Charter #16614
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$202.5K
1th percentile
Members
29
0th percentile
Total loans
$33.5K
2th percentile
Total shares
$166.1K
2th percentile

Profitability

Return on assets
0.14%
21th percentile
Net interest margin
1.86%
4th percentile
Efficiency ratio
60.96%
62th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
17.33%
63th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
20.18%
6th percentile

Growth

Member growth YoY
0.00%
66th percentile
Asset growth YoY
3.00%
63th percentile
Loan growth YoY
10.86%
90th percentile
Share growth YoY
3.62%
68th percentile

Operations

Members / branch
29
0th percentile
Assets / member
$6,984
30th percentile
Field of membership penetration
38.67%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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