Rocket

McGregor, TX · 1 · Charter #9799 · www.rocketfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.0M
76th percentile
Members
2,975
84th percentile
Total loans
$21.8M
91th percentile
Total shares
$25.8M
78th percentile

Profitability

Return on assets
-0.12%
13th percentile
Net interest margin
4.09%
54th percentile
Efficiency ratio
85.99%
16th percentile
Non-interest income ratio
16.49%
74th percentile

Capital & Risk

Net worth ratio
9.87%
15th percentile
Delinquency rate
1.87%
26th percentile
Net charge-off rate
0.44%
36th percentile
Loan-to-share
84.53%
82th percentile

Growth

Member growth YoY
-5.32%
16th percentile
Asset growth YoY
-4.14%
19th percentile
Loan growth YoY
1.53%
69th percentile
Share growth YoY
-0.11%
46th percentile

Operations

Members / branch
2,975
92th percentile
Assets / member
$9,750
54th percentile
Field of membership penetration
0.99%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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