Chaffey

Upland, CA · 1 · Charter #16030 · www.chaffey.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$228.6M
95th percentile
Members
11,813
79th percentile
Total loans
$119.1M
85th percentile
Total shares
$196.1M
95th percentile

Profitability

Return on assets
-0.04%
4th percentile
Net interest margin
2.84%
13th percentile
Efficiency ratio
62.79%
50th percentile
Non-interest income ratio
16.72%
47th percentile

Capital & Risk

Net worth ratio
7.83%
3th percentile
Delinquency rate
0.17%
89th percentile
Net charge-off rate
0.64%
22th percentile
Loan-to-share
60.70%
37th percentile

Growth

Member growth YoY
-1.34%
42th percentile
Asset growth YoY
-0.99%
15th percentile
Loan growth YoY
-3.11%
25th percentile
Share growth YoY
3.66%
53th percentile

Operations

Members / branch
3,938
68th percentile
Assets / member
$19,355
82th percentile
Field of membership penetration
0.47%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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