Public Service

Romulus, MI · 2 · Charter #60683 · www.pscunow.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$452.2M
51th percentile
Members
32,005
58th percentile
Total loans
$296.3M
50th percentile
Total shares
$370.2M
48th percentile

Profitability

Return on assets
0.85%
40th percentile
Net interest margin
3.49%
53th percentile
Efficiency ratio
68.20%
16th percentile
Non-interest income ratio
31.34%
95th percentile

Capital & Risk

Net worth ratio
11.53%
60th percentile
Delinquency rate
1.33%
16th percentile
Net charge-off rate
0.64%
28th percentile
Loan-to-share
80.04%
49th percentile

Growth

Member growth YoY
-1.37%
29th percentile
Asset growth YoY
7.79%
71th percentile
Loan growth YoY
6.73%
64th percentile
Share growth YoY
7.75%
77th percentile

Operations

Members / branch
2,910
14th percentile
Assets / member
$14,128
31th percentile
Field of membership penetration
0.32%
3th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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