Alliance

Fenton, MO · 2 · Charter #63789 · www.alliancecu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$399.5M
40th percentile
Members
20,927
28th percentile
Total loans
$331.0M
57th percentile
Total shares
$296.1M
29th percentile

Profitability

Return on assets
0.47%
17th percentile
Net interest margin
3.04%
25th percentile
Efficiency ratio
55.48%
66th percentile
Non-interest income ratio
19.02%
50th percentile

Capital & Risk

Net worth ratio
11.48%
59th percentile
Delinquency rate
1.14%
22th percentile
Net charge-off rate
0.27%
67th percentile
Loan-to-share
111.79%
97th percentile

Growth

Member growth YoY
-0.73%
35th percentile
Asset growth YoY
6.67%
64th percentile
Loan growth YoY
-0.43%
23th percentile
Share growth YoY
6.95%
70th percentile

Operations

Members / branch
3,488
25th percentile
Assets / member
$19,089
71th percentile
Field of membership penetration
5.98%
60th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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