Florida a & M University

Tallahassee, FL · 1 · Charter #187 · www.famufcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$27.3M
73th percentile
Members
3,816
93th percentile
Total loans
$10.4M
67th percentile
Total shares
$23.5M
74th percentile

Profitability

Return on assets
1.58%
82th percentile
Net interest margin
4.66%
75th percentile
Efficiency ratio
77.36%
29th percentile
Non-interest income ratio
37.30%
96th percentile

Capital & Risk

Net worth ratio
13.10%
38th percentile
Delinquency rate
6.34%
5th percentile
Net charge-off rate
3.51%
3th percentile
Loan-to-share
44.54%
27th percentile

Growth

Member growth YoY
-2.93%
34th percentile
Asset growth YoY
-6.37%
12th percentile
Loan growth YoY
0.01%
63th percentile
Share growth YoY
-4.01%
25th percentile

Operations

Members / branch
3,816
97th percentile
Assets / member
$7,143
32th percentile
Field of membership penetration
95.40%
97th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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