Imperial

Springfield, IL · 2 · Charter #66300 · www.imperialcreditunion.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$74.5K
0th percentile
Members
195
6th percentile
Total loans
$13.6K
1th percentile
Total shares
$68.5K
1th percentile

Profitability

Return on assets
0.41%
31th percentile
Net interest margin
2.88%
17th percentile
Efficiency ratio
93.64%
10th percentile
Non-interest income ratio
62.83%
99th percentile

Capital & Risk

Net worth ratio
8.09%
5th percentile
Delinquency rate
3.24%
14th percentile
Net charge-off rate
-4.71%
100th percentile
Loan-to-share
19.83%
5th percentile

Growth

Member growth YoY
-2.50%
38th percentile
Asset growth YoY
1.22%
51th percentile
Loan growth YoY
4.98%
79th percentile
Share growth YoY
3.14%
65th percentile

Operations

Members / branch
195
8th percentile
Assets / member
$382
0th percentile
Field of membership penetration
39.00%
53th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Imperial?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo