S T S P

Lacombe, LA · 1 · Charter #15089
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$799.9K
6th percentile
Members
298
10th percentile
Total loans
$466.3K
9th percentile
Total shares
$727.2K
7th percentile

Profitability

Return on assets
-0.59%
7th percentile
Net interest margin
4.31%
63th percentile
Efficiency ratio
86.03%
16th percentile
Non-interest income ratio
4.43%
31th percentile

Capital & Risk

Net worth ratio
9.09%
10th percentile
Delinquency rate
4.22%
9th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
64.12%
55th percentile

Growth

Member growth YoY
2.05%
84th percentile
Asset growth YoY
-5.57%
15th percentile
Loan growth YoY
4.99%
79th percentile
Share growth YoY
-5.29%
20th percentile

Operations

Members / branch
298
13th percentile
Assets / member
$2,684
6th percentile
Field of membership penetration
42.57%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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