Hope

Bridgeport, WV · 1 · Charter #220 · www.hopefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.6M
92th percentile
Members
2,577
78th percentile
Total loans
$18.9M
87th percentile
Total shares
$33.2M
89th percentile

Profitability

Return on assets
1.27%
70th percentile
Net interest margin
2.96%
19th percentile
Efficiency ratio
35.80%
95th percentile
Non-interest income ratio
1.64%
18th percentile

Capital & Risk

Net worth ratio
20.11%
74th percentile
Delinquency rate
0.08%
79th percentile
Net charge-off rate
0.40%
38th percentile
Loan-to-share
56.95%
45th percentile

Growth

Member growth YoY
1.18%
78th percentile
Asset growth YoY
5.64%
78th percentile
Loan growth YoY
-4.14%
45th percentile
Share growth YoY
5.68%
79th percentile

Operations

Members / branch
2,577
87th percentile
Assets / member
$16,133
89th percentile
Field of membership penetration
32.21%
46th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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