Mills42

Lowell, MA · 1 · Charter #12666 · www.mills42fcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$31.2M
79th percentile
Members
2,927
83th percentile
Total loans
$20.5M
90th percentile
Total shares
$26.0M
78th percentile

Profitability

Return on assets
1.11%
64th percentile
Net interest margin
3.62%
36th percentile
Efficiency ratio
56.38%
73th percentile
Non-interest income ratio
19.25%
81th percentile

Capital & Risk

Net worth ratio
11.64%
27th percentile
Delinquency rate
0.02%
83th percentile
Net charge-off rate
0.19%
52th percentile
Loan-to-share
78.78%
75th percentile

Growth

Member growth YoY
0.03%
68th percentile
Asset growth YoY
7.81%
87th percentile
Loan growth YoY
-2.41%
52th percentile
Share growth YoY
9.63%
90th percentile

Operations

Members / branch
1,464
63th percentile
Assets / member
$10,650
62th percentile
Field of membership penetration
2.93%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Mills42?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo