Norwin Teachers

North Huntingdo, PA · 1 · Charter #7842 · www.norwinteachersfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$38.0M
87th percentile
Members
3,489
90th percentile
Total loans
$16.3M
81th percentile
Total shares
$33.9M
90th percentile

Profitability

Return on assets
0.96%
57th percentile
Net interest margin
3.14%
23th percentile
Efficiency ratio
63.66%
57th percentile
Non-interest income ratio
10.75%
55th percentile

Capital & Risk

Net worth ratio
10.53%
19th percentile
Delinquency rate
0.33%
64th percentile
Net charge-off rate
0.10%
62th percentile
Loan-to-share
48.01%
31th percentile

Growth

Member growth YoY
14.85%
98th percentile
Asset growth YoY
14.58%
97th percentile
Loan growth YoY
5.95%
81th percentile
Share growth YoY
12.18%
93th percentile

Operations

Members / branch
872
41th percentile
Assets / member
$10,878
63th percentile
Field of membership penetration
69.78%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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