Apple

Fairfax, VA · 1 · Charter #11307 · www.applefcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.4B
88th percentile
Members
266,924
84th percentile
Total loans
$3.3B
80th percentile
Total shares
$4.5B
88th percentile

Profitability

Return on assets
1.06%
53th percentile
Net interest margin
2.88%
30th percentile
Efficiency ratio
44.17%
78th percentile
Non-interest income ratio
15.83%
31th percentile

Capital & Risk

Net worth ratio
10.68%
48th percentile
Delinquency rate
0.61%
62th percentile
Net charge-off rate
0.50%
49th percentile
Loan-to-share
73.54%
18th percentile

Growth

Member growth YoY
5.64%
81th percentile
Asset growth YoY
17.82%
95th percentile
Loan growth YoY
12.95%
88th percentile
Share growth YoY
18.70%
94th percentile

Operations

Members / branch
11,122
79th percentile
Assets / member
$20,389
69th percentile
Field of membership penetration
10.95%
69th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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