Duke University

Durham, NC · 1 · Charter #18616 · www.dukefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$202.3M
90th percentile
Members
15,547
92th percentile
Total loans
$97.4M
75th percentile
Total shares
$179.9M
91th percentile

Profitability

Return on assets
1.12%
56th percentile
Net interest margin
3.80%
57th percentile
Efficiency ratio
68.13%
32th percentile
Non-interest income ratio
18.20%
55th percentile

Capital & Risk

Net worth ratio
10.19%
25th percentile
Delinquency rate
1.09%
29th percentile
Net charge-off rate
0.33%
49th percentile
Loan-to-share
54.11%
25th percentile

Growth

Member growth YoY
-0.71%
49th percentile
Asset growth YoY
4.15%
52th percentile
Loan growth YoY
-12.70%
3th percentile
Share growth YoY
3.37%
50th percentile

Operations

Members / branch
15,547
100th percentile
Assets / member
$13,013
38th percentile
Field of membership penetration
38.87%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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