Avh

natrona heights, PA · 1 · Charter #22953
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.4M
22th percentile
Members
566
20th percentile
Total loans
$1.5M
19th percentile
Total shares
$2.7M
19th percentile

Profitability

Return on assets
1.14%
65th percentile
Net interest margin
4.12%
56th percentile
Efficiency ratio
63.34%
57th percentile
Non-interest income ratio
2.33%
21th percentile

Capital & Risk

Net worth ratio
38.61%
97th percentile
Delinquency rate
2.56%
19th percentile
Net charge-off rate
0.53%
30th percentile
Loan-to-share
55.20%
43th percentile

Growth

Member growth YoY
-11.98%
4th percentile
Asset growth YoY
4.58%
72th percentile
Loan growth YoY
3.46%
74th percentile
Share growth YoY
3.23%
65th percentile

Operations

Members / branch
566
26th percentile
Assets / member
$7,850
37th percentile
Field of membership penetration
62.89%
79th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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