Family Community

Charles City, IA · 2 · Charter #64067 · www.ccfccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$25.6M
71th percentile
Members
2,036
66th percentile
Total loans
$8.5M
60th percentile
Total shares
$22.4M
73th percentile

Profitability

Return on assets
1.21%
68th percentile
Net interest margin
3.59%
36th percentile
Efficiency ratio
61.98%
60th percentile
Non-interest income ratio
8.42%
47th percentile

Capital & Risk

Net worth ratio
11.97%
30th percentile
Delinquency rate
0.08%
79th percentile
Net charge-off rate
0.03%
70th percentile
Loan-to-share
38.18%
20th percentile

Growth

Member growth YoY
-1.64%
47th percentile
Asset growth YoY
10.07%
92th percentile
Loan growth YoY
2.89%
73th percentile
Share growth YoY
9.93%
91th percentile

Operations

Members / branch
2,036
78th percentile
Assets / member
$12,581
74th percentile
Field of membership penetration
2.99%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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