Parda

Auburn Hills, MI · 1 · Charter #21686 · www.parda.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$210.5M
92th percentile
Members
14,730
89th percentile
Total loans
$113.1M
83th percentile
Total shares
$182.9M
92th percentile

Profitability

Return on assets
0.77%
33th percentile
Net interest margin
4.09%
74th percentile
Efficiency ratio
80.83%
6th percentile
Non-interest income ratio
25.56%
85th percentile

Capital & Risk

Net worth ratio
13.99%
69th percentile
Delinquency rate
0.57%
59th percentile
Net charge-off rate
0.40%
43th percentile
Loan-to-share
61.87%
39th percentile

Growth

Member growth YoY
-3.29%
21th percentile
Asset growth YoY
1.58%
31th percentile
Loan growth YoY
2.67%
57th percentile
Share growth YoY
0.25%
25th percentile

Operations

Members / branch
2,104
24th percentile
Assets / member
$14,289
49th percentile
Field of membership penetration
22.66%
72th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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