Texar

TEXARKANA, TX · 1 · Charter #24567 · WWW.GOTEXAR.COM
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$446.4M
50th percentile
Members
28,356
50th percentile
Total loans
$256.4M
39th percentile
Total shares
$333.3M
39th percentile

Profitability

Return on assets
0.42%
15th percentile
Net interest margin
2.74%
13th percentile
Efficiency ratio
48.24%
87th percentile
Non-interest income ratio
18.53%
46th percentile

Capital & Risk

Net worth ratio
15.81%
93th percentile
Delinquency rate
0.55%
65th percentile
Net charge-off rate
0.56%
35th percentile
Loan-to-share
76.93%
40th percentile

Growth

Member growth YoY
-4.40%
11th percentile
Asset growth YoY
3.77%
40th percentile
Loan growth YoY
5.83%
59th percentile
Share growth YoY
5.42%
57th percentile

Operations

Members / branch
7,089
82th percentile
Assets / member
$15,744
47th percentile
Field of membership penetration
11.96%
76th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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