Erie Community

Sandusky, OH · 1 · Charter #12616 · www.eriecommunityfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$39.8M
90th percentile
Members
3,448
90th percentile
Total loans
$22.2M
92th percentile
Total shares
$36.4M
93th percentile

Profitability

Return on assets
1.20%
68th percentile
Net interest margin
3.49%
33th percentile
Efficiency ratio
61.49%
62th percentile
Non-interest income ratio
23.07%
88th percentile

Capital & Risk

Net worth ratio
7.80%
4th percentile
Delinquency rate
2.21%
22th percentile
Net charge-off rate
0.82%
21th percentile
Loan-to-share
61.09%
51th percentile

Growth

Member growth YoY
-0.06%
65th percentile
Asset growth YoY
11.93%
94th percentile
Loan growth YoY
15.38%
94th percentile
Share growth YoY
15.84%
97th percentile

Operations

Members / branch
3,448
95th percentile
Assets / member
$11,531
68th percentile
Field of membership penetration
4.67%
17th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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