Public Service E.D. Trenton

Mercerville, NJ · 1 · Charter #10741
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$2.8M
16th percentile
Members
247
8th percentile
Total loans
$605.4K
11th percentile
Total shares
$1.5M
13th percentile

Profitability

Return on assets
0.67%
44th percentile
Net interest margin
3.20%
24th percentile
Efficiency ratio
68.86%
45th percentile
Non-interest income ratio
3.48%
26th percentile

Capital & Risk

Net worth ratio
45.18%
98th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
1.46%
10th percentile
Loan-to-share
40.06%
22th percentile

Growth

Member growth YoY
-14.53%
2th percentile
Asset growth YoY
-4.98%
16th percentile
Loan growth YoY
1.33%
68th percentile
Share growth YoY
-9.79%
8th percentile

Operations

Members / branch
247
10th percentile
Assets / member
$11,344
67th percentile
Field of membership penetration
89.82%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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