Port City

MUSKEGON, MI · 1 · Charter #5116 · www.portcityfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.8M
92th percentile
Members
2,674
79th percentile
Total loans
$14.8M
78th percentile
Total shares
$36.0M
93th percentile

Profitability

Return on assets
0.71%
45th percentile
Net interest margin
2.57%
10th percentile
Efficiency ratio
55.54%
75th percentile
Non-interest income ratio
15.44%
71th percentile

Capital & Risk

Net worth ratio
11.90%
29th percentile
Delinquency rate
0.05%
81th percentile
Net charge-off rate
0.18%
53th percentile
Loan-to-share
41.03%
23th percentile

Growth

Member growth YoY
-3.85%
25th percentile
Asset growth YoY
4.91%
73th percentile
Loan growth YoY
4.65%
78th percentile
Share growth YoY
4.32%
71th percentile

Operations

Members / branch
2,674
88th percentile
Assets / member
$15,622
87th percentile
Field of membership penetration
2.99%
14th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Port City?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo