Whitesville Community

Whitesville, KY · 2 · Charter #62432 · www.whitesvillecommunitycu.c
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.5M
82th percentile
Members
2,316
73th percentile
Total loans
$12.5M
73th percentile
Total shares
$29.4M
83th percentile

Profitability

Return on assets
1.53%
79th percentile
Net interest margin
4.07%
53th percentile
Efficiency ratio
61.80%
61th percentile
Non-interest income ratio
10.49%
54th percentile

Capital & Risk

Net worth ratio
12.02%
30th percentile
Delinquency rate
0.19%
72th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
42.73%
25th percentile

Growth

Member growth YoY
-2.44%
39th percentile
Asset growth YoY
1.11%
50th percentile
Loan growth YoY
6.07%
82th percentile
Share growth YoY
-0.43%
43th percentile

Operations

Members / branch
2,316
84th percentile
Assets / member
$14,453
83th percentile
Field of membership penetration
0.87%
6th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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